Tips for first time car insurance buyers
Getting car insurance for the first time? 以下是有关保单条款、承保范围和潜在折扣的信息.
买车可能会让人兴奋，也会让人有点害怕. The same goes with getting car insurance for the first time, all on your own. 这是责任——决定覆盖范围和 deductibles you want 和 need, 举两个例子——当你从父母或照顾者的政策转向完全属于你自己的政策时，你会有一种独立的感觉. T在这里's also the potential to 使 mistakes.
首先要了解的是汽车pp王者电子官网有 影响覆盖范围和成本的各种因素. 年龄、婚姻状况和房屋所有权只是三个决定因素. A Personal Price Plan®帮助您创造一个实惠的价格(只为您).1 Here are questions to ask your 状态 Farm® agent 关于pp王者电子官网范围和折扣，以及文书工作，你可能需要建立自己的汽车pp王者电子官网政策.
What coverage is available 和 required?
Your agent can explain the types of available coverages. These typically include options such as liability, uninsured motorist coverage, collision 和 comprehensive. When it comes to vehicle insurance, 每个州对什么是必需的，什么是可选的都有自己的限制. 此外，如果你的车有贷款，你的贷款人也可能会指定pp王者电子官网要求.
Get an auto insurance quote
Want to protect your car?
Can you explain the terms related to my policy
有些汽车pp王者电子官网条款对你来说可能很熟悉，而另一些可能是新的, 但是你的代理人会告诉你pp王者电子官网的细节. Typical terms include:
- Premium -按您选择的时间间隔(每月或每半年)支付的金额.
- Deductible -事故发生后你有责任支付的金额.
- Exclusions 和 limitations – What insurance does 和 does not cover.
- Policy start date – The day the insurance takes effect.
- Policy end date – The day the insurance expires.
What happens if I need help?
州立农场提供了许多与您的代理或客户服务代表联系的选择. One of the easiest options is to download the free 状态 Farm mobile app. 你可以用它来访问你的pp王者电子官网单副本，报告索赔，支付你的账单和 contact your agent. Visit our contact us page for even more ways to reach us.
有什么可能的汽车pp王者电子官网折扣可以询问?
Your agent can guide you through possible ways to save on your auto insurance, including:
- Good student: save up to 25% for good grades
- 安全驾驶员:三年内无过失事故和交通违章行为
- 驾驶训练:完成认可的驾驶教育课程
- 不在学校:仅在学校假期和节假日在家时使用车辆
- Drive Safe 和 Save™ mobile app
- Steer Clear® for young adult drivers
要把文件拿到州立农场代理的办公室
To establish your own auto insurance, you'll need:
- A valid driver's license
- Bank account information
- Vehicle details, 包括车辆识别码(通常在挡风玻璃底部或驾驶室门内的仪表板上)。, 使, model 和 year
- Loan information
Once you've established your policy, 每年至少安排一次pp王者电子官网审查来检查保单, changes 和 needs. As you age, you may require more, less or different coverage, 和 you may qualify for additional savings.
